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Overdraft protection was a wonderfully-lucrative invention by shores. Gaining in widespread popularity in early 2000s, overdraft protection was devised just to protect bank customers from having their checks bounce or debit card transactions denied. However, with fees of up to $35/instance with limit to number of instances in a given day, what overdraft protection amounted to any huge money-making scheme for banks.

In 1959, the bank made better than $25 million by providing FHA and VA home loans to viewers. Prior to the 1960s the State banking laws prohibited banks from locating in other counties, but they changed from this time and Hudson City opened roughly branch in Bergen County in Waldwick. This was only the beginning. In the 1970s, loan company opened 37 branches in 12 areas. In 1978, when the bank account moved their headquarters to Bergen County their total deposits and assets were over $1.1 billion.

If you might have a foreign bank account, make sure your tax preparer is aware of federal reporting requirements. Those requirements tend to be as simple as filing an annual disclosure using the IRS.

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